our state conventions kept within their respective states an average of 63.45% of the dollars that churches gave through the Cooperative Program. The remaining percentage of 36.55% of the dollars that churches gave through the Cooperative Program went to the SBC Cooperative Program Allocation Budget. The SBC allocation formula for all funds received nationally allocates 22.79% to the North American Mission Board. Follow me closely: While our state conventions keep an average of 63.45% of the dollars within their respective states

the North American Mission Board then sends back to the state conventions an additional $50.6 million due to these cooperative agreements and budgets. This process complicates the work at times